The BHPH CRM that gets the application done.
For buy here pay here and subprime stores, the job isn't the test drive, it's the completed application. BKD gives finance leads their own pipeline, their own AI agent and a credit app the customer can finish on their phone.
BKD is a CRM for buy here pay here and subprime dealers. Finance leads get their own pipeline and a finance-specific AI agent that works toward the completed application. Customers fill a texted credit application that auto-saves, and reps send full finance apps to lenders through Credit App.
An agent with one goal: the completed app.
Finance leads route to their own pipeline, where the rep's Sidekick runs an agent tuned to build trust and move toward the application, still texting as your rep.
Book the appraisal
Book the test drive
Complete the credit app
Different goals, different scripts, different tools, built in, out of the box.
Follow-up that doesn't quit.
Multi-week text and email cadences keep working the lead, remind customers to finish a partial app, and stand down the moment they engage.
Sarah replied on Day 3. Remaining touches cancelled automatically.
Straight to lenders through Credit App.
Send the full application from the deal under the rep's own Credit App login. Approvals and conditions land back on the deal per lender.
Questions dealers ask.
What is the best CRM for buy here pay here dealers?
One built around the credit application, not the showroom visit. BKD gives finance leads their own agent, a texted credit app and Credit App lender submission. If you mainly need loan servicing and collections, pair a CRM with your BHPH DMS: BKD does not do collections.
Does BKD handle collections or loan servicing?
No. BKD is the sales-side CRM: lead follow-up, applications and lender submissions. Loan servicing stays in your BHPH DMS.
Can customers finish the credit application on their phone?
Yes. BKD texts a secure application branded to your store. It auto-saves, so customers can stop and come back, and documents upload from their phone.
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