×Credit App

Finance apps to lenders, from the deal.

BKD's Credit App integration sends the complete application to your lenders under each rep's own login, then brings every lender's decision back onto the deal. No re-keying, no second screen.

app.bkd.ai/deals/sam-kowalski
Sam Kowalski
2021 Honda CR-V EX · Finance deal
New Lead
Finance application
Applicant & co-applicant
Employment & income
Residence & debts
Vehicle & trade
Lender decisions
Lender ANot sent
Prime
Lender BNot sent
Near-prime
Lender CNot sent
Subprime
Illustrative lenders and numbers
In short

BKD is a dealership CRM with a native Credit App (CreditApp.ca) integration. Reps fill out the full finance application in BKD and submit it to lenders through Credit App under their own Credit App login. Each lender's decision flows back onto the deal automatically, and the deal stage moves forward on its own.

How it works

Four steps, then it's automatic.

Step 1

Connect once

An admin creates a one-time BKD connection code and pastes it into Credit App's setup screen. That links your Credit App dealership to your BKD store.

Step 2

Each rep links their login

Reps link their own Credit App user one time. Every application they send goes out under their name, so lenders know exactly who to call.

Step 3

Send from the deal

The full application lives on the customer in BKD, filled by the rep or by the customer from a texted link. Confirm consent, pick send, and it goes to your lenders.

Step 4

Decisions come back

Approvals, conditions and declines arrive per lender and land on the deal. The best decision rolls up, and the deal moves to Working Approval, then Approved.

The details

Built so nothing gets lost.

  • No re-keying: the application in BKD is the one lenders receive.
  • Edits sync to Credit App live until the application goes to lenders.
  • Blank or unclear answers are flagged before sending. BKD never guesses a value.
  • One lender's decline never erases another lender's approval.
  • Deal stages only move forward, never backwards or out of Lost.
  • After submission, fixes happen in Credit App, so nothing overwrites a lender's copy.
Compliance

Consent first, always.

  • The rep must confirm customer consent before anything goes to a lender.
  • SINs are encrypted at rest and only decrypted at the moment of sending. Every access is logged.
  • The connection code is admin-only, single-use and expires in 7 days.
  • No shared logins: an application is sent under the rep's own Credit App user or not at all.
FAQ

BKD and Credit App, answered.

Does BKD integrate with Credit App?

BKD is a dealership CRM with a native Credit App (CreditApp.ca) integration. Reps fill out the full finance application in BKD and submit it to lenders through Credit App under their own Credit App login. Each lender's decision flows back onto the deal automatically, and the deal stage moves forward on its own.

Do reps have to log into Credit App to submit a deal?

No. Once a rep links their Credit App user to BKD, they submit straight from the deal in BKD. Credit App records the submission under that rep's name.

Where do lender decisions show up?

On the deal in BKD. Each lender's approval, conditions or decline arrives separately, the best one rolls up to the deal, and the deal stage moves forward automatically.

Can the customer fill out the application themselves?

Yes. BKD texts the customer a secure credit application link branded to your store. Their answers land on the customer in BKD, ready to send to lenders.

How long does setup take?

Minutes. An admin pastes a one-time BKD code into Credit App, then each rep links their Credit App user once.

Credit App and the Credit App logo are trademarks of their owner. BKD is a Credit App integration partner.

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