Credit apps collected and verified before the customer hits your office.
A guided credit portal goes to the customer by text, employment, income, trade-in, document upload, and comes back attached to the deal. Status flows in automatically, and reps bridge you into the call exactly when you're needed.
What actually changes on the floor.
The app comes to you, complete
A rep texts the customer a guided credit portal link. Employment, income, trade-in and document uploads come back attached to the deal, so you open a complete file instead of chasing a half-filled form.
Documents upload themselves
Pay stubs, ID and proof of residence come in through the portal and land on the deal. No fax, no 'can you email that again', no missing doc discovered at signing.
You're bridged in at the right moment
A rep on a hot call warm-transfers you in without dropping the customer. You step into a conversation that's already primed, with the full thread and credit status in front of you.
Status keeps the deal moving
Credit status flows back into the deal and triggers the next step automatically, so nothing stalls waiting on a manual update and every file keeps moving toward funded.
Full finance apps to lenders, from the deal.
Send the complete application to your lenders through Credit App under the rep's own login, with consent confirmed. Every lender's approval, conditions or decline lands back on the deal, and the deal moves forward on its own.
- No re-keying: the application in BKD is the one lenders receive
- Edits sync to Credit App until it goes to lenders
- One lender's decline never erases another's approval
Bridged into the call, not dropped.
Text, call and email converge on one thread per customer, and reps pull you in with a warm transfer the moment finance is on the table. You inherit full context instead of starting cold.
Server-side search across every conversation. Nothing lives in a rep's personal phone.
You get the deal-ready handoffs.
The Sidekick and the rep work the lead until it's ready for finance, then hand it to you with the whole conversation in context. You spend your time closing, not qualifying.
Every call summarized on the deal.
Calls are transcribed and summarized automatically onto the record, commitments, numbers discussed, next steps, so you walk into the box knowing exactly what was promised.
*Illustrative. Final numbers coming with our first cohort results.
Turn credit collection into one link.
A 30-minute walkthrough with our team. Bring your toughest lead source.